Call Us Today:
301.683.5023
Business Owners Policy (BOP)
Commercial Auto Insurance
Commercial General Liability
Workers Compensation
Inland Marine Insurance
Specialty Trade Contractors Insurance
Manufacturing Insurance
Construction Insurance
Coverage for Your Employees

Our Locations

Hagerstown Office

19756 Longmeadow Rd
Hagerstown, MD 21742
Main office: 301-683-5023
Fax: 301-790-3959

Office Hours:

Mon: 8:30 AM - 5:00 PM
Tues: 8:30 AM - 5:00 PM
Wed: 8:30 AM - 5:00 PM
Thurs: 8:30 AM - 5:00 PM
Fri: 8:30 AM - 5:00 PM
Sat: Closed
Sun: Closed

Charles Toms' Office

1101 Opal Ct Ste 101
Hagerstown, MD 21740
Main office: 301-739-5410

Office Hours:

Mon: 9:00 AM - 5:00 PM
Tues: 9:00 AM - 5:00 PM
Wed: 9:00 AM - 5:00 PM
Thurs: 9:00 AM - 5:00 PM
Fri: 9:00 AM - 5:00 PM
Sat: Closed
Sun: Closed

Frederick Location

186 Thomas Johnson Drive STE 100
Frederick, MD 21702
Main office: 301-683-5023
Fax: 301-790-3959

Office Hours:

Mon: 8:30 AM - 5:00 PM
Tues: 8:30 AM - 5:00 PM
Wed: 8:30 AM - 5:00 PM
Thurs: 8:30 AM - 5:00 PM
Fri: 8:30 AM - 5:00 PM
Sat: Closed
Sun: Closed

Oakland Office

14689 Garrett HWY, STE 1
Oakland, MD 21550
Main office: 301-812-4976
Fax: 301-790-3959

Office Hours:

Mon: 8:30 AM - 5:00 PM
Tues: 8:30 AM - 5:00 PM
Wed: 8:30 AM - 5:00 PM
Thurs: 8:30 AM - 5:00 PM
Fri: 8:30 AM - 5:00 PM
Sat: Closed
Sun: Closed

Our Providers

Home, Auto, and Business Insurance in Hagerstown, Maryland

Securing Insurance Protection for Maryland Residents and Businesses

Teams work together to secure success in a common cause. Maryland businesses are particularly adept to this concept, with profitability resting in the collaboration of employees. Whether contributing original ideas or established expertise, everyone brings something unique to the group.

At Geoffrey Karlen Agency, we’ve teamed up with Maryland residents since our agency was founded in Hagerstown more than two decades ago. Through these lasting relationships, our agents have become a reliable asset to our Hagerstown neighbors, all while developing quality insurance products. 

Insurance Coverages Catered to Your Needs

We begin our process by learning more about our clients’ insurance needs. Our agents take time to reach out and directly review everything that may be insured. By identifying risks early, we can create a big picture of possible exposures and fill any cracks in coverage. Taking this step also ensures the ultimate policy is accurate and cost effective.

As an agency, we partner with Nationwide Insurance and a collection of other trusted providers, including Agency Insurance Company (AIC), AmTrust, and Builders Mutual Insurance Company. For our clients, this means they have direct contact with a local agent, complemented by an established insurance product.

Through our business insurance program, we have the opportunity to protect long-term growth for Maryland companies. We work with business owners representing a variety of industries, including specialty contractors. For the many small business owners we insure, agents traditionally recommend a business owners policy (BOP). A BOP encompasses uniform coverages for businesses of this stature, including commercial property insurance and commercial general liability coverage. Additional business insurance options can be supplemented based on need.

We also offer comprehensive workers compensation coverage. Workers comp is largely dependent on the state that business is conducted within. We are licensed to serve enterprises in Maryland, West Virginia, Pennsylvania, Virginia, and Washington, D.C. Our agents remain up-to-date on workers comp regulations and adjust policies accordingly.  

To gain more insight into the policies we write, contact an agent at your convenience. 

Local Agents Focused on Client Service

Our staff is comprised of individuals who were born and raised in the state of Maryland. This provides insight into the risks relevant to our neighboring region. It also provides the ability for us to establish a footprint within the community, assisting with organizations such as The Arc of Washington County

Accessibility is a challenge for many agencies. For us, however, it serves as an advantage. Insurance is an investment, and we’re dedicated to remaining accessible to discuss this investment and any questions associated.

If you’re partnering with our team to insure your assets, feel free to request a quote.  

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